Using the service
By using First Million Path, you agree to use it lawfully and to these terms. If you do not agree, please do not use the calculator. The service is intended for adults planning their own finances and is not designed for emergency, regulated or fiduciary decision-making.
Educational model only
First Million Path is a planning and learning tool. It is not a bank, broker, lender, property valuation service, accounting service, tax adviser, investment adviser or lawyer. Nothing on the site creates a client, advisory, fiduciary or professional relationship.
Your inputs and decisions
You are responsible for the accuracy and suitability of the assumptions you enter and for checking any result before acting. You remain responsible for investment, borrowing, property, tax and other financial decisions. Seek qualified independent advice in your jurisdiction when the decision matters.
Results and availability
The calculator uses simplified assumptions and may contain errors, omissions or limitations. We do not promise that any result is accurate, complete, current, suitable, available or uninterrupted. We do not guarantee that you will reach any target or achieve any return. We may change, suspend or remove features without notice.
Acceptable use
Do not interfere with the service, attempt to gain unauthorised access, scrape it at scale, reverse engineer it, or use it to make decisions about another person without their permission. You must comply with applicable laws and the terms of any linked service.
Intellectual property and links
The site, model presentation, text, design and code are owned by their respective rights holders. You may use the calculator for personal planning. External links are provided for convenience and do not mean that First Million Path endorses or controls those services.
Updates
We may revise these terms as the product develops. Continued use after an update means that you accept the revised terms. If you have a question about these terms, contact MoneySystem through its website.